• Health Care Reform

    Michigan consumers win thanks to health insurance reforms


    February 28, 2013

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    All players on the field playing by the same rules – this is a common definition of fair competition.

    At Blue Cross, we are very pleased to have both the Michigan House and Senate – by overwhelming majorities – endorse Gov. Rick Snyder’s proposal to have all health insurance companies in our state operate under the same set of regulations.

    Senate Bills 61 and 62 – on their way for a quick stop in the Senate before being sent on to the Governor for his signature – will improve health insurance competition in Michigan over the long term.  This is especially important as individual people – rather than employers – begin to become more directly responsible for choosing their own health insurance plans.

    Blue Cross and our competitors will soon have the same rate filing process, after 33 years of operating under different guidelines.  Having us all follow one process enables Michigan to have a well-functioning online health insurance marketplace where people can choose from a variety of plans offered by numerous different companies.  Importantly, the House also approved a bill on Feb. 28 allowing Michigan to capture more than $30 million in federal funds to help build that marketplace.

    This level of fair and equal treatment by regulators provides for a more competitive marketplace.  In the long run, this means that people will be able to select from among many different health plans based on price, quality of network and quality of service.  This is the marketplace consumers in Michigan deserve, and we credit policymakers in Lansing for making it happen.

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