Health Care Reform
There has been plenty of conversation on how health care reform will make it easier and more affordable for consumers to receive preventive care and general wellness checks. But when it comes to health care, we all have unique and specific needs – one plan will certainly not fit all – and it raises important questions about those with special conditions, such as diabetes or sickle cell anemia (SCA). Will health care reform impact coverage for such conditions, and if so, how?
Starting January 1, 2014, most health insurance providers will be required to cover a minimum package of health benefits, referred to as Essential Health Benefits (EHBs), which encompass 10 categories of coverage.
Many aspects of specialty care and treatment are covered under the EHBs, including:
While health care reform will require many plans to provide some form of coverage for the categories mapped out in the EHBs, the depth and level of coverage will vary; consumers with special conditions will want to explore their options. One new resource for this information is the Health Insurance Marketplace, where consumers can compare plans and get information to help them decide which will best fit their specific needs.
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