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Blue Cross Blue Shield of Michigan Announces Expanded Portfolio of Insurance Products Available Through Dearborn National® and LifeSecure Insurance

Carly Getz

| 4 min read

Blue Cross Blue Shield of Michigan, LifeSecure Insurance Company and Dearborn National Life Insurance Company have signed an agreement to market Dearborn National insurance products alongside BCBSM medical, dental and vision offerings to Michigan groups. The four comprehensive Dearborn National products are group short-term disability, group long-term disability and group term life, available in January, and group critical illness available mid 2015. Dearborn National’s short-term and long-term disability insurance products provide benefits when sickness or injury prevents an employee from working. Term life provides benefits to help ensure employees and their families have the protection they may need. Critical illness pays a lump sum when employees or their covered family members have a covered illness or procedure. LifeSecure’s three products are group hospital recovery, group personal accident and long-term care, and are available now. This new arrangement aligns three organizations with significant product expertise to provide a flexible and affordable portfolio of group and voluntary products alongside medical, dental and vision plans to meet the diverse needs of group employers and their employees. “We are excited about this agreement with Blue Cross Blue Shield of Michigan and LifeSecure,” said Greg Benesh, CEO of Dearborn National. “Working together, we can provide a comprehensive solution to the benefit needs of employers and their employees.” “This collaboration is another example of our commitment to being a resource for our members and giving them the opportunity to cover medical and other health needs at a reasonable cost with ease,” said Kevin Stutler, BCBSM vice president, Ancillary Products. “Working with Blue Cross and Dearborn National presents us with a unique opportunity to support a suite of insurance solutions that benefit employees and their families as we continue to grow as a company,” said Tiffany Albert, LifeSecure president and CEO. About Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan, a nonprofit mutual insurance company, is an independent licensee of the Blue Cross and Blue Shield Association. BCBSM provides and administers health benefits to more than 4.4 million members residing in Michigan in addition to employees of Michigan-headquartered companies who reside outside the state. For more company information, visit bcbsm.com and MiBluesPerspectives.com. About LifeSecure Based in Brighton, Mich., LifeSecure Insurance Company is dedicated to its mission of delivering an exceptional insurance experience. The company offers long term care and other supplemental health insurance products. LifeSecure is licensed in 46 states and the District of Columbia Additional information is available at www.YourLifeSecure.com. LifeSecure is an independent company that does not provide Blue Cross Blue Shield of Michigan products or services. LifeSecure underwrites hospital recovery, personal accident and long-term care insurance and remains solely responsible for that coverage. About Dearborn National®Dearborn National Life Insurance Company is the ancillary subsidiary of Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC). HCSC is the largest non-investor owned health care insurer in the United States and the fourth largest overall. Dearborn National is an independent company that does not provide Blue Cross Blue Shield of Michigan products or services. Dearborn National underwrites group short-term and long-term disability, term life and critical illness insurance and remains solely responsible for that coverage. With 45 years of experience, Dearborn National offers a broad selection of insurance products, including Group Benefits (employer-paid/voluntary), Worksite and Individual, as well as an array of enhanced product services. Dearborn National is licensed in all 50 states, as well as the District of Columbia, the U.S. Virgin Islands, the British Virgin Islands, Guam and Puerto Rico. For more information, visit dearbornnational.com. Products and services marketed under the Dearborn National® brand and the star logo are underwritten and/or provided by the following affiliated companies: Dearborn National Life Insurance Company® (Downers Grove, Illinois) and Colorado Bankers Life Insurance Company® (Greenwood Village, Colorado), both of which are not licensed in and do not solicit business in New York; in New York, the company is Dearborn National Life Insurance Company® of New York (Pittsford, New York). Product features and availability vary by state and company, and are solely the responsibility of each affiliate. Photo Credit: A Healthier Michigan

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MI Blues Perspectives is sponsored by Blue Cross Blue Shield of Michigan, a nonprofit, independent licensee of the Blue Cross Blue Shield Association