Under the Affordable Care Act, children can remain on their parent’s health insurance policy until they turn 26 years old, even if they are married and living in a different state. But if you’ve turned 26, you must have your own health coverage or you will be subject to a federal tax penalty.
Having health care coverage is not only the law, it’s a matter of protecting yourself. Without a health care plan, an accident or illness can cost you thousands of dollars out of your pocket.
Whether you’re between jobs, self-employed, a new graduate or just looking for a plan that gives you more choices, Blue Cross Blue Shield of Michigan and Blue Care Network offer you a wide selection of health care plans to fit your needs and your budget.
In order to help individuals make an informed decision, Blue Cross Blue Shield of Michigan created HealthCareReformBasics.com, a tool that simplifies enrollment by providing a customized, step-by-step guide to walk consumers through the process of choosing a health care plan.
Consumers working with the online tool also have access to key health insurance terms and key dates. The website uses information entered by the consumer to help evaluate cost and gather all the information needed to purchase a plan. Interactive charts make it easy to see how health plans and metal tiers work, as well as gain an understanding of monthly premium cost ranges.
Completing the “Prepare to Buy” section of the website will leave you confident moving forward and selecting a plan. You can enroll online or in-person at one of our statewide walk-in centers or enrollment events. For additional help buying a new plan, feel free to call a health plan advisor at 1-855-237-3501, live chat on bcbsm.com or schedule a callback.
Photo Credit: Jason Alley