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Specialty Coverage: A Vital Aspect of Comprehensive Benefits Coverage |
Main Content
Life/AD&D
- Higher volume life insurance amounts can be purchased with guarantee issue
- Accelerated benefits & life waiver of premium benefits built-in
- Proven respectful and rapid payment of employee and retiree claims
Accident
- Unique, affordable plan offerings
- Guarantee issue
- Indemnity-based benefit payments (schedule of benefits)
Critical Illness
- Guarantee option for groups with 51+ eligible employees
- 24-month rate guarantee
- Wellness benefit may be included
- Portable-allows member to keep policy when changing jobs
Hospital Indemnity
- Guarantee Issue Option (for True Group)
- Cash benefit upon hospital discharge with Daily Benefit Amount up to $900
- Up to 30-day benefit payout
- Available rider options for more design flexibility
- This product has limitations and exclusions. Only the insurance policy/certificate can give you actual coverage amounts, terms and conditions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.
Short-Term Disability
- Telephone claim intake for ALL group sizes
- Work Incentive, Worksite Modification & Survivor benefits built-in
- Lump Sum payment option for maternity and other specified disabilities
Long-Term Disability
- Integrated STD to LTD claim management
- Disability Resource Services (EAP Program) & Partial Disability Benefit built-in
- ‘Own Occupation’ to ‘Any Occupation’ transition
- ‘Diagnosed as Totally Disabled’ and/OR ‘Show a Loss of Income’ Option
- Extensive rider options to allow for rich and flexible plan designs
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