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Offering Dental and Vision Insurance is Good for Business |
Main Content
Life (Term)
- 10, 15, 20, & 30-year term periods
- Accelerated underwriting
- Optional Return of Premium Benefit
- Optional End of Term benefit converts to permanent life policy without additional underwriting
Accidental Death and Disability
- One health question and same-day issue for most E-apps
- Standard accidental death issue-amount up to $350,000 with flexible design options
- Optional return of premium rider
- $300-$1,800 of accident only disability monthly benefit (90 day elimination period with 2 year benefit
- Guaranteed renewability
Accident
- $2,500 - $15,000 for individuals (up to $25,000 for families)
- Disappearing deductible feature ($100 deductible)
- Pays in addition to any other insurance in force and pays DIRECTLY to policyholder
- Guaranteed Issue with no coordination of benefits
- 24-7 coverage on AND off the job
- This product has limitations and exclusions. Only the insurance policy can give you actual coverage amounts, terms and conditions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.
Critical Illness
- 18-70, guaranteed renewable to age 75
- Benefit amounts range from $5,000 to $50,000
- $50 Health Screening Benefit - standard
- Dependent children coverage = $2,500 at NO additional cost
- 9 covered conditions
- Re-occurrence & return of premium benefits built-in
- This product has limitations and exclusions. Only the insurance policy can give you actual coverage amounts, terms and conditions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.
Hospital Recovery
- Cash benefit upon hospital discharge with Daily Benefit Amount up to $900
- Up to 30-day benefit payout
- Available rider options for more design flexibility
- This product has limitations and exclusions. Only the insurance policy can give you actual coverage amounts, terms and conditions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.
Simplified Whole Life Insurance
- Guaranteed level death benefit of $5,000 to $50,000 may be available from issue date. (Ages 0 (six month and one day) - 19: $10,000-$50,000, Ages 20 - 65: $5,000-$50,000, Ages 66 - 80: $5,000-$25,000)
- Level, Graded and Modified plans available
- No Medical Exams
- Four-day Assurity Advantage Service Guarantee applies
- Point-of-sale underwriting for ages 60+ when telephone interview is completed with the sale
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