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Life (Term)

10, 15, 20, & 30-year term periods
Accelerated underwriting
Optional Return of Premium Benefit
Optional End of Term benefit converts to permanent life policy without additional underwriting

Accidental Death and Disability

One health question and same-day issue for most E-apps
Standard accidental death issue-amount up to $350,000 with flexible design options
Optional return of premium rider
$300-$1,800 of accident only disability monthly benefit (90 day elimination period with 2 year benefit
Guaranteed renewability

Accident

$2,500 - $15,000 for individuals (up to $25,000 for families) paying directly to policy holder regardless of any other insurance
Disappearing $100 deductible feature
Benefit payout based on actual amounts charged rather than a schedule
Guaranteed Issue with no coordination of benefits & 24-7 coverage on AND off job
Only the insurance policy can give you actual coverage amounts, terms, conditions, limitation and exclusions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.

Critical Illness

18-70, guaranteed renewable to age 75
Benefit amounts range from $5,000 to $50,000
Dependent children coverage = $2,500 at NO additional cost
9 covered conditions
Re-occurrence & return of premium benefits built-in
Only the insurance policy can give you actual coverage amounts, terms, conditions, limitation and exclusions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.

Hospital Recovery

Guaranteed Issue from age 64.5 to 65.5 & Simplified Issue for all other ages
$100 - $900 Daily Benefit Amounts, in $10 increments
Coverage up to 35 days per year, includes up to 4 days of treatment in observation unit with rider options for design flexibility
Eligible ages between 18-85; guaranteed renewable for life
Only the insurance policy can give you actual coverage amounts, terms, conditions, limitation and exclusions. LifeSecure Insurance Company – Brighton, MI. For agent use only. Not for solicitation purposes.

Disability Income

Simplified Issue Amounts $300-$3000 in $5 increments; max 60% of monthly income with benefit periods of 6 months, 1 year or 2-year options
Simplified Issue Features include: Quick Issue Process, partial disability benefit augments your pay when returning part-time to work and coverage of pregnancy complications
Century+ Monthly issue limits from $500 - $20,000 with benefit period of 1 year, 2 year, 5 year or 10 year, to age 65 and 67
Century+ Features include: One Occupation upgrade for the self-employed, 2 year Own Occupation Definition, Home Modification Benefit, Survivor Benefit and Vocational Rehabilitation Benefit