Tracking spending through a monthly budget is critical in understanding how money is spent. Yet, most adults don’t have a budget to guide them, which is like trying to navigate through an unfamiliar city without a street address. Blue Cross Blue Shield of Michigan’s Jeff Rubleski, a Certified Financial PlannerTM, will share ideas and resources to help employees start and maintain a personal budget. He’ll review the benefits of budgeting and the impact spending decisions have on financial well-being. It’s important for everyone to take a moment out of their week to focus on themselves and destress. Join your virtual well-being coordinator Matt Wozny for a 11-minute meditation focused on friendly breathing.