Infographic: How to Choose Your Health Insurance

by bcbsm

| 1 min read

There's a lot to consider when you're picking a plan. What's included? What is a copay, deductible and coinsurance and how can you use these numbers to choose a plan that will minimize your out of pocket costs? What's the difference between an HMO and PPO, and which works best for your health care needs? It’s normal to have a lot of questions – and Blue Cross Blue Shield of Michigan is here to help answer them. Take a look at this infographic to learn more about how the new individual health insurance plans work. To learn more about the basics of health insurance, visit
For more health insurance tips read our Health Insurance 101 blog series, visit or follow the hashtag #Covered101 on our social channels. If you have a specific question, please submit your query online through our Customer Action Center. Photo Credit: Julien Harnels

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Blues Perspectives

Oct 19, 2015 at 4:06pm

Hi Tom, we would be happy to help you find the plan that fits your needs. Can you please call us at 1-888-889-4931 so we can speak with you directly? Thank you, Naomi

Thomas Buono

Oct 16, 2015 at 4:45am

I am interested in the Platinum or Bronze plan. I have had a financial hardship for the last 11 months of no income due to lumbar injury. What might I be eligible for? I currently have BCAre network. Could,use helpful information . thanks tom 517 285 4059.

MI Blues Perspectives is sponsored by Blue Cross Blue Shield of Michigan, a nonprofit, independent licensee of the Blue Cross Blue Shield Association