The Benefits of Getting Health Coverage Through Work


| 2 min read

You may think it doesn’t make that big of a deal where you get your coverage from, but there are some key differences that help employer-sponsored plans be more beneficial. These include:
  • Financial help with your monthly premium: Your employer will likely shoulder some of the cost of your premium. And you don’t need to worry about paying your portion each month—it comes out of your paycheck automatically in most cases.
  • Help reviewing the plan: Your manager or someone from your human resources department will be able to give you plan documents and walk through the options available to you. This person can also be your go-to whenever you have questions about your coverage, so you aren’t trying to figure things out on your own.
  • In certain cases, a wider selection of healthcare plans: Employer-sponsored plans are sometimes linked with specialty care and more extensive networks, meaning you have more options than if you had a plan on your own.
Health care coverage is an important benefit you get through your employer, so it’s worth taking advantage of it if you can. This is especially true if your employer offers a Blue Cross® Physician Choice PPO plan. Sign up and you’ll get the extra benefit of having access to more than 4,000 doctors and 11,000 specialists while paying lower costs for care. (Learn more about Physician Choice PPO plans by visiting For more insight into why signing up for Blue Cross® Physician Choice PPO makes sense, visit these other blogs:
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MI Blues Perspectives is sponsored by Blue Cross Blue Shield of Michigan, a nonprofit, independent licensee of the Blue Cross Blue Shield Association