A convenient way to set aside savings or reduce debt is to develop the habit of paying yourself first. The easiest way to do this is through payroll deduction. Many employers will allow you to devote either a fixed dollar amount or percentage of your net pay to a separate savings-type account. Having these funds devoted to a separate account ensures that a portion of every paycheck stays separate from your primary payroll deposit account. Blue Cross Blue Shield of Michigan’s Jeff Rubleski, a Certified Financial PlannerTM, will teach you about the importance of paying yourself first and share insight about how you can put this strategy into motion to build savings that can be used for short- or long-term goals. It’s important for everyone to take a moment out of their week to focus on themselves and destress. Join your virtual well-being coordinator Matt Wozny for a 10-minute meditation focused on appreciation.